Auto Insurance

You’ve got to have it—now what?

In most states, you’re required by law to carry auto insurance. You may think all auto insurance is created equally. If all insurance is alike, what difference does it make where you get your coverage—just shop around for the best price, right?

There is a difference

We’ve seen our share of accidents. But out of all the claims we encounter, few are as frequent as automobile accidents.

Sure, you may want the cheapest insurance you can find, but your policy may not cover as much as you think.

We’re your neighbors. We protect people we know and care about, and that means we always look for ways to protect you better, including carefully choosing the insurance companies we represent to be both affordable and effective.

What’s insurance for, anyway?

Keep in mind that you can’t buy insurance after you have an accident. Therefore, you should think carefully about the position you want to be in if you should ever be in an accident.

This means you should try to think of your auto insurance as a shield.

Then imagine someone else driving their car right into that shield.

Will it hold?

Our main job is to make sure your shield can withstand as much damage as possible for the most reasonable cost. That means you won’t have to pay out of pocket for repairs or expenses, but it also means making sure your assets and income are protected in case you’re at fault and there’s a lawsuit.

That means, we’ll show you all of your options, recommend the right limits, and make sure you receive every discount you deserve.

What auto insurance covers—and what’s optional...

Insurance protects you and your assets in case of loss, injury or damage; either caused by you, or by someone else. Auto insurance usually consists of the following protections:

  • Liability - in case you are found at fault.
  • Collision - in the event of your car is damaged by a collision.
  • Comprehensive - if your car is damaged by anything other than collision.

But additional protection may include:

  • Medical Payments - if you have to pay on an injury for yourself or a passenger
  • Emergency Road service - if you are ever stranded in your vehicle
  • Uninsured Motorist Protection - Just because you have insurance, that doesn't mean everyone does.

Why We're Different

You may think you want the cheapest insurance you can find, but realize you may not be getting everything you bargained for…

While most insurance products are similar in price and function, insurance providers are very different when it comes to structuring a policy that actually covers you.

There’s no such thing as a one-size-fits-all insurance policy when it comes to your personal automobile coverage.

We’re your neighbors. We protect the people we know and care about, and that means we always look for ways to protect you better, including carefully choosing the insurance companies we represent to be both affordable and responsive.

Contact us and let the professionals at our company help you forge the strongest shield possible to help you protect the things you are working hard to build.

Home Insurance

nobutton

Auto Insurance

nobutton

Recreational Insurance

nobutton

Umbrella Insurance

nobutton

Request A Quote