Life isn’t all about work. We recognize families are investing more into their free time and RVs recreational vehicles (RVs) are gaining popularity as a result. While an RV can be a way to “live the dream,” like any asset, your RV needs to be protected… and so do you.
As you might imagine, accidents involving RVs, like those involving trucks, tend to lead to greater damage than those involving automobiles. It’s essential, then, that you talk with us before taking to the road. Contact one of the knowledgeable insurance professionals at Heacock today, and find out more about the coverages available and which might best suit your needs. In the meantime, the following will give you a few things to think about before calling us:
There are several classes of RVs and each class requires it own, special insurance:
- Class A vehicles covers RVs built like large commercial buses. This kind of motor home is complete and contains everything you need. Some of these homes are very expensive, costing up to a few hundred thousand dollars.
- Class B vehicles resemble vans, but have taller ceilings so you can stand up inside. They also have a longer wheelbase to accommodate the weight and additional room they provide.
- Class C vehicles are large vehicles made from trucks or vans.
Coverages are similar to most automobile policies by including protection for Liability and Physical Damage for the vehicle. Multi-policy discounts may be available when combining policies for different exposures with the same company. In determining what works best for you, it pays that we’re an independent insurance agency, and free to work with any carrier we choose. This also allows us to make good on our mission; to always serve our customers with the integrity and commitment to personal service that have guided us since our founding in 1922.