32313 Broadway Street
Renter's or Tenant's insurance is not required by law, but what happens if there's a fire, theft, or act of vandalism at the property you're renting? The landlord's policy will likely only cover damages to the part of the property of which they own and have a financial interest. It typically will not extend coverage to your personal belongings. What about personal liability? Renter's insurance is a good way to protect yourself against liability claims as well. Now you might think renter's insurance is expensive or unnecessary, but if a loss were to occur, you could be facing severe financial loss trying to recover from what might very well be a covered event. Coverage is typically included for your personal items and to protect you in the event of a liability claim.
Trusted Choice notes that in 2010, the average cost of renter's insurance in the United States was $185 a year. That's only a little over $15 a month to cover your personal belongings and personal liability in case a covered loss was to happen. Going back to the not so distant past, everyone remembers how Hurricane Irma caused a ton of damage to residents and businesses alike in Florida. Renter's insurance coverage, for those that had it, helped to pay for damaged contents as well as the loss of use of the home because of this event.
The following are just a few examples of where renter's coverage could come in handy:
If you would like to get a quote for renter's insurance, give our office a call at 863-683-2228 to speak to a licensed representative and go over what coverages you might need.